I am tired of using paper check registers for tracking my various bank accounts. Figured I could do it directly on my Mac using some sort of software. Hopefully that software has iCloud features and maybe even an iPhone software companion.
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Looking at the Mac App store, most to all the checkbook software programs have negative ratings. The big problem is that they only handle one account and don't allow transferring to other accounts.
I don't mean electronically through the bank, just from one register to the other. Quicken might be the solution I need. A bit expensive, but if it handles multiple check registers and transferring from one account to the other, that is exactly what I need. I don't need to interact with the bank directly. Most banks charge extra for that. Any suggestions on software?
In advance, thanks for the help. Since 1988, I've used my own (self-created) spreadsheets for keeping track of my savings and checking accounts.
Easy to create and I archive each year's and then begin anew. Back around 1988, I started by using Microsoft Works' SS module. Then, moved to ClarisWorks, and later AppleWorks. With the demise of AWorks, I'm now using a very nice (and compact) SS app called 'Tables'. It was a little work, but I've archived and updated all my previous years, and can quickly dig up any transaction all the way back to '88, if I need to.
While I have used spreadsheets in the past, and wouldn't argue with those that find them sufficient, I just never really liked doing it that way. I recommended iCompTA early in the thread and still think it is one of the best Apple only checkbook programs. But for me I wanted cross-platform. I had PocketMoney but that has gone away even though the website is still there (catamount.com) and it seems that you can still buy the Windows version there. But the app in both the OSX and iOS app stores is gone. And it seems it will die with the developer, RIP. So I've been testing and trying out different ones.
Didn't find any online versions that I like or that were reasonably priced if you wanted the features that count. So I've settled on MoneyDance.
Runs on practically anything out there and is similar in some ways to iCompTA. Cost is $50 and that covers any and all computers you own. IOS and Android apps are available for free but are really just designed to light use with the full version. If you only run one OS (Windows, OSX or Linux) then setup is straightforward. But if you use both Windows and OSX as I do, you have to do some things manually to get along with the differences and Dropbox. Something to do with the way the Windows vice the OSX versions want to save to Dropbox by default.
It isn't difficult to make the changes and if you have issues, the support, even though email/forums only, is excellent. Quicken 2015 I have been using Quicken Essentials for years. While not the best software, I have managed to make it work to meet my needs. Today I received an email from Quicken telling me that if I didn't buy Quicken for Mac 2015, I would still be able to use Essentials, but would lose my connectivity in April. Intuit wanted $75 for 2015; Amazon wanted $45. I bought 2015 from Amazon. This 2015 software isn't worth $1.
What a poorly conceived piece of garbage. Visually it is far inferior to Essentials. I downloaded 2015 and converted my data file. Then it added all sorts of strange transactions to my accounts basically screwing up years of data (fortunately you can go back to Essentials.) Long story short.
I've deleted 2015 and have gone back to Essentials. Come April, I will not be able to go online to download transactions.
I'll just do it manually. One checking account. One credit card.
Not to difficult. This may not help anyone, but I dropped my checkbook register many years ago.
I use my online bank account to add merchants and pay directly from there. Everything gets recorded in an easy to view/understand online check register. You can add a new merchant in two minutes if you type very slowly. My bank takes care of the hard work, first it checks to see if the merchant will accept electronic checks, if not it sends a bank check in the mail.
For example, my car payment gets electronically transferred and my ex-wife gets a physical bank check in the mail ( her account number is 666 ). Best of all, it's free.